The Platinum Card® from American Express exclusively for Morgan Stanley
An American Express rewards card from American Express. $895 a year.
Annual fee
$895
per year
Purchase APR
19.49-29.24%
variable rate
Foreign transactions
None
no fee abroad
Aimed at
720+
issuer-reported range
How your score fits
700
Drag to try a score
This card is aimed at higher scores. A 700 is 20 points below its range.
From the issuer's own targeting in the CFPB survey, not a Bravox odds estimate. Run a full check
Rates and fees
Purchase APR19.49% - 29.24% variable
Cash advance APR28.74% - 29.49%
Cash advance fee5% (min $10)
Foreign transaction feeNone
Late payment feeUp to $40
Grace period25 days
Minimum interest chargeNone
Benefits the issuer reports
- Access to Free Credit Scores
- Automobile rental insurance
- Discounts on purchases of goods and services (non travel related)
- Extension on manufacturer’s warranty
- '$120 Uber One Credit
- $200 Oura Ring Credit
- $200 Uber Cash
- $200 Airline Fee Credit
- $209 CLEAR+ Credit
- $300 Digital Entertainment Credit
- $300 Equinox Credit
- $300 Lululemon Credit
- $300 Soulcycle At-Home Bike Credit
- $400 Resy Credit
- $600 Hotel Credit
- Additio
- Contactless Payments
- Chip card
- Fee-free foreign transactions
- Mobile wallet provisioning (for example, Apple Pay)
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