Free tools / Bureau lookup
Which bureau will they check?
Issuers usually check one credit bureau, and your score can differ between them. See which report each issuer typically pulls before you apply.
Choose an issuer
Chase typically pulls
Experian
Applications with this issuer most often show up as an inquiry on your Experian report, so your Experian score usually matters most.
Chase cards we track
| American Express | Experian |
|---|---|
| Bank of America | Experian |
| Capital Bank | No credit check |
| Capital One | All three bureaus |
| Chase | Experian |
| Citi | Experian |
| Discover | Experian |
| Wells Fargo | Experian |
Based on community-reported credit pulls. Issuers do not publish which bureau they use, and it can vary by state and applicant.