Free tools / 5/24 counter
Are you under 5/24?
Many Chase cards are commonly declined if you opened five or more personal cards in the last two years. Count yours and see when the next one falls off.
Personal credit cards you opened (any bank)
Add the month each account was opened. Accounts older than 24 months drop off automatically.
Your count
0 / 24
Under 5/24 - 5 accounts of room by this count
Add the accounts you have opened in the last two years.
The 5/24 rule is community-reported, not published by Chase: applicants who opened five or more personal credit cards from any bank in the past 24 months are commonly declined for most Chase cards. Authorized-user cards are reported to count; most business cards are reported not to. Drop-off dates are approximate to the month.