NEA Rate Smart Card
Low interestAimed at 620-719, 720+
A low interest card from Bank of America. No annual fee reported.
Annual fee
None reported
no fee was reported
Purchase APR
14.24-24.24%
variable rate
Foreign transactions
3%
fee per purchase
Aimed at
620-719, 720+
issuer-reported range
How your score fits
700
Drag to try a score
A 700 score is in the range Bank of America says this card is aimed at.
From the issuer's own targeting in the CFPB survey, not a Bravox odds estimate. Run a full check
Rates and fees
Purchase APR14.24% - 24.24% variable
Intro purchase APR0% for 18 months
Balance transfer APR0%
Cash advance APR27.74% - 28.74%
Balance transfer fee4%
Cash advance fee5%
Foreign transaction fee3%
Late payment feeUp to $40
Grace period25 days
Minimum interest chargeNone
Benefits the issuer reports
- Access to Free Credit Scores
- Extension on manufacturer’s warranty
- ID Theft Resolution
- Contactless Payments
- Chip card
- Mobile wallet provisioning (for example, Apple Pay)