Credit card / Capital One
Capital One SavorOne
Best no-fee card for dining and going out.
Annual fee
None
per year
Welcome bonus
None current
check issuer
Network
Discover
varies by account
Typical pull
All three bureaus
FICO - varies by state
Our take
Best no-fee card for dining and going out.
02 / Earn and rewards
How this card pays you back
3%On dining, entertainment, streaming & groceries
1%Elsewhere
03 / Approval odds
Your approval odds
Capital One typically pulls All three bureaus. Run a soft check and Bravox estimates your odds judged against that bureau, with no hard inquiry.
04 / Card details
The fine print, summarized
IssuerCapital One
Payment networkDiscover
CategoryCash back
Annual feeNone
Welcome offerSee issuer for current offer
Typical credit pullAll three bureaus
Capital One began issuing new accounts for this card on its Discover network in 2026. Older accounts may run on Mastercard or Visa - check the card itself.
Similar cards