Credit card / Chase
Chase Sapphire Preferred
Refreshed in 2026 with new 3x categories, a $100 hotel credit, and no foreign transaction fees - the most accessible serious travel card.
Annual fee
$95
per year
Welcome bonus
75,000 points
limited offer
Network
Visa
payment network
Typical pull
Experian
FICO - varies by state
Our take
Refreshed in 2026 with new 3x categories, a $100 hotel credit, and no foreign transaction fees - the most accessible serious travel card.
02 / Earn and rewards
How this card pays you back
5xChase Travel
3xDining, streaming, online groceries, gas & EV charging, and vacation rentals
2xOther travel
1xElsewhere
03 / Approval odds
Your approval odds
Chase typically pulls Experian. Run a soft check and Bravox estimates your odds judged against that bureau, with no hard inquiry.
04 / Card details
The fine print, summarized
IssuerChase
Payment networkVisa
CategoryTravel
Annual fee$95
Welcome offer75,000 points after $5,000 in 3 months
Typical credit pullExperian
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