Citizens Summit
Cash backAimed at 620-719, 720+
A cash back card from Citizens. No annual fee reported.
Annual fee
None reported
no fee was reported
Purchase APR
17.74-27.99%
variable rate
Foreign transactions
3% (min $1.50)
fee per purchase
Aimed at
620-719, 720+
issuer-reported range
How your score fits
700
Drag to try a score
A 700 score is in the range Citizens says this card is aimed at.
From the issuer's own targeting in the CFPB survey, not a Bravox odds estimate. Run a full check
Rates and fees
Purchase APR17.74% - 27.99% variable
Balance transfer APR0%
Cash advance APR28.74% - 29.24%
Balance transfer fee5% (min $10)
Cash advance fee5% (min $10)
Foreign transaction fee3% (min $1.50)
Late payment feeUp to $40
Grace period25 days
Minimum interest charge$1.50
Benefits the issuer reports
- Discounts on purchases of goods and services (non travel related)
- Contactless Payments
- Chip card
- Mobile wallet provisioning (for example, Apple Pay)
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