Annual fee
$295
per year
Purchase APR
19.74-29.24%
variable rate
Foreign transactions
None
no fee abroad
Aimed at
620-719, 720+
issuer-reported range
How your score fits
700
Drag to try a score
A 700 score is in the range Citizens says this card is aimed at.
From the issuer's own targeting in the CFPB survey, not a Bravox odds estimate. Run a full check
Rates and fees
Purchase APR19.74% - 29.24% variable
Cash advance APR28.74% - 29.24%
Balance transfer fee5% (min $10)
Cash advance fee5% (min $10)
Foreign transaction feeNone
Late payment feeUp to $40
Grace period25 days
Minimum interest charge$1.50
Benefits the issuer reports
- Discounts on purchases of goods and services (non travel related)
- Contactless Payments
- Chip card
- Fee-free foreign transactions
- Mobile wallet provisioning (for example, Apple Pay)
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