Cards/Citizens/Citizens Summit Reserve Private Bank

Citizens Summit Reserve Private Bank

Cash backAimed at No credit yet, 620-719, 720+

A cash back card from Citizens. $295 a year.

Visit CitizensSee how you fit
Annual fee
$295
per year
Purchase APR
19.74-29.24%
variable rate
Foreign transactions
None
no fee abroad
Aimed at
No credit yet, 620-719, 720+
issuer-reported range

How your score fits

700
Drag to try a score
In range

A 700 score is in the range Citizens says this card is aimed at. It is also open to people with no credit score yet.

From the issuer's own targeting in the CFPB survey, not a Bravox odds estimate. Run a full check

Rates and fees

Purchase APR19.74% - 29.24% variable
Cash advance APR28.74% - 29.24%
Balance transfer fee5% (min $10)
Cash advance fee5% (min $10)
Foreign transaction feeNone
Late payment feeUp to $40
Grace period25 days
Minimum interest charge$1.50

Benefits the issuer reports

  • Discounts on purchases of goods and services (non travel related)
  • Contactless Payments
  • Chip card
  • Fee-free foreign transactions
  • Mobile wallet provisioning (for example, Apple Pay)

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