Empowerment Credit Card
Low interestAimed at No credit yet, 619 or below, 620-719, 720+
A low interest card from Gecu Federal Credit Union. No annual fee reported.
Annual fee
None reported
no fee was reported
Purchase APR
11.9-17.9%
variable rate
Foreign transactions
1%
fee per purchase
Aimed at
No credit yet, 619 or below, 620-719, 720+
issuer-reported range
How your score fits
700
Drag to try a score
A 700 score is in the range Gecu Federal Credit Union says this card is aimed at. It is also open to people with no credit score yet.
From the issuer's own targeting in the CFPB survey, not a Bravox odds estimate. Run a full check
Rates and fees
Purchase APR11.9% - 17.9% variable
Intro purchase APR1.9% for 6 months
Balance transfer APR0% - 17.9%
Cash advance APR13.9% - 17.9%
Foreign transaction fee1%
Late payment fee$25
Grace period25 days
Minimum interest chargeNone
Benefits the issuer reports
- Access to Free Credit Scores
- Debt cancellation coverage
- Chip card
- Mobile wallet provisioning (for example, Apple Pay)