Cards/Merrick Bank/Secured Card

Secured Card

SecuredAimed at No credit yet, 620-719, 720+

A secured card from Merrick Bank. $36 a year. Secured with a refundable deposit.

Visit Merrick BankSee how you fit
Annual fee
$36
per year
Purchase APR
21.95-22.7%
variable rate
Foreign transactions
2%
fee per purchase
Aimed at
No credit yet, 620-719, 720+
issuer-reported range

How your score fits

700
Drag to try a score
In range

A 700 score is in the range Merrick Bank says this card is aimed at. It is also open to people with no credit score yet.

From the issuer's own targeting in the CFPB survey, not a Bravox odds estimate. Run a full check

Rates and fees

Purchase APR21.95% - 22.7% variable
Cash advance APR26.95% - 27.7%
Cash advance fee4% (min $10)
Foreign transaction fee2%
Late payment feeUp to $40
Grace period25 days
Minimum interest charge$1

Benefits the issuer reports

  • Access to Free Credit Scores
  • This product also features benefits as offered by Mastercard
  • Contactless Payments
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)

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