JCPenney Mastercard
A Mastercard rewards card from Synchrony. No annual fee reported.
Annual fee
None reported
no fee was reported
Purchase APR
33.49-33.74%
variable rate
Foreign transactions
3%
fee per purchase
Aimed at
620-719, 720+
issuer-reported range
How your score fits
700
Drag to try a score
A 700 score is in the range Synchrony says this card is aimed at.
From the issuer's own targeting in the CFPB survey, not a Bravox odds estimate. Run a full check
Rates and fees
Purchase APR33.49% - 33.74% variable
Cash advance APR33.49% - 33.74%
Cash advance fee5% (min $10)
Foreign transaction fee3%
Late payment feeUp to $41
Grace period23 days
Minimum interest charge$2
Benefits the issuer reports
- Access to Free Credit Scores
- Debt cancellation coverage
- Discounts on purchases of goods and services (non travel related)
- Various Network Benefits
- Contactless Payments
- Chip card
- Mobile wallet provisioning (for example, Apple Pay)
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